business support

Business loans

Business loans are available through the main high-street banks and the recently established challenger banks, such as Monzo, Revolut and Starling.

Shopping around for the best deal for personal and business circumstances is important. Factors to consider are the:

  • amount you need to borrow
  • rate of interest charged
  • repayment period that you can afford

For a business start-up, the loan will likely need to be secured against a personal asset such as your house or other property.

Current loan schemes

In this section, we highlight national loan schemes that are available for businesses.

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Funding Circle logo
business loans

Funding Circle Business Loans

Funding Circle has supported thousands of businesses. If you want to expand your business, buy new equipment, or manage cash flow, you can borrow up to £750,000 for almost any business purpose.

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Start Up loans logo
business loans

Start Up Loans

Start Up Loans is a national scheme that provides loans to people aged 18 and over to help them start up or develop a business that has been trading for less than 24 months.

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Green business loans

Many major banks in the UK offer green financing options.
If you don’t see your bank below, contact them directly to ask if they have similar options available.

green loans

Green Loans

A Green Loan from NatWest aims to help eligible UK businesses finance business assets, such as solar panels, electric vehicles, or heat pumps on commercial buildings.

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green loans 

Renewable Energy Funding Scheme

The Co-operative Bank provides up to 100% loan funding for renewable energy projects. Through the Renewable Energy Funding Scheme, businesses can cover the cost of renewable energy technologies, from electric vehicles to LED lighting.

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green loans 

Clean Growth Financing Initiative

Lloyds Bank allows businesses to access discounted lending through their Clean Growth Financing Initiative. It aims to support business owners with a broad range of sustainable investments, including reducing carbon emissions for core processes, properties and infrastructure.

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green loans

Green SME Fund

HSBC UK supports businesses that can demonstrate a commitment to sustainability. The Green SME Fund was designed to make sustainable solutions more accessible for small businesses, with a maximum potential loan value of £300,000.

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green loans

Sustainable Green Solutions

Barclays Bank offers a range of flexible financing options to support your business’s sustainable activities. With green loans, deposits, bonds, guarantees and indemnities, your business can address environmental problems and achieve sustainable objectives.

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